Wisconsin Home Mortgages, Madison Home Mortgages, Brookfield Home Loans

"Helping You Finance The Way Home"

Request a Quote Now!
img Questions? Call
262.255.2000 or 608.227.2000

The Mortgage Process

You Can Feel Confident With Providence Home Lending

Whether you’re starting the home buying experience or your refinancing your current mortgage, the road might look long and complicated. But you can rest assured, because it really isn’t.

Providence Home Lending consultants have over 100 years of combined mortgage-lending experience among them, serving people just like you and families just like yours. So sit back, relax, and let us guide you through the mortgage process, step by step. To view each step of the process, click on the steps leading to your new home:

 
  Your Closing Day  
  Tasks Prior to Closing  
  Underwriting  
  The Application Process  
  Pre-Qualification and Pre-Approval  
  Estimating What You Can Afford  
Estimating What You Can Afford

The mortgage journey begins by asking yourself three basic questions:

  1. How much would I be comfortable paying per month?
  2. How long do I think I’ll live in the home?
  3. What down payment do I have to invest?

Your answers to these three questions will help you use the mortgage calculator to find out two important things:

  • The price range of homes you should be considering.
  • The length of mortgage that’s best for you.

Remember when considering your monthly payment to include local real estate taxes, as well as any mortgage insurance that might be required.

Your next step is Pre-Qualification and Pre-Approval
Lender3 Brookfield Office
200 S. Executive Drive,
Suite 120 Brookfield, WI 53005
Phone: 262-255-2000 | Fax: 888-333-7240		 Madison Office
5944 Seminole Centre Court #200
Madison, WI 53711
Phone: 608-227-2000 | Fax: 888-333-7240
WDFI #600533 | NMLS #2297
Post

Get Important News & Updates Sent to Your Inbox

Plus Get a FREE copy of the eBook "Real Estate 101"
We respect your email privacy
img

What People Are Saying About Us

"How Jim got me into my first condo with no money down and a reasonable payment was superb. I’m glad I came to Providence Home Lending. It’s great to own a place…and not have to pay any more rent"

T.H., Customer from Madison
More Testimonials ›
img

Mortgage Calculators
Calculate your monthly mortgage payments online.
Find out more ›
img

Ask the Expert

When assessing your creditworthiness, lenders consider your gross pay, which is your income before taxes and other deductions, not just your “take home” pay. Find out more.