• The Mortgage Process
• Refinance Your Mortgage
• Buy A Home

• About Us
• A letter from the Top
• Our Team
• Testimonials

Dear Friend,
Thank you for visiting our website.

Thank you for visiting our website. Although many of our clients come from different walks of life, we treat each as if he or she were the only client we have. We know that you're trusting us with your largest asset, as well as the biggest financial decision you might ever make. Therefore, I've put in place an experienced staff with over 200 years of collective home-lending experience.

Providence Home Lending is here to provide people with the best options for purchasing or refinancing their homes. No matter what your situation, we've probably seen one like it before. For our clients, we hope this brings a feeling of safety, peace, and security. We pass on to our clients the savings we realize by not having big fancy buildings or layers of middle management. And when you're dealing with hundreds of thousands of dollars, those savings really add up over the life of your mortgage.

Over the years, we've created a client community that feels almost like extended family to me. I am a Christian and manage our company by Christian principles. Quite simply, the Bible is my greatest resource for governing Providence Home Lending. We aim to exhibit these principles throughout your entire experience with us. We've been a blessing to thousands of families over the years. I hope we'll have the opportunity to guide you through the mortgage process, and to help you achieve your financial dreams.

We're very involved in marketplace ministry by being a financial conduit for what the Lord wants accomplished here on Earth. A percentage of our company profit is donated to various worldwide ministries. Whether it's the feeding center and orphanage that Providence Home Lending is building in Guatemala and Honduras, or the local food pantry we help sustain, it's all made possible by our clients, each of whom is making a difference for His Kingdom. So let us help you "finance the way home."

If you ever have any questions or comments, please do not hesitate to contact me.

Be Blessed,
And make it a great day!

James Mercado